Card Feature Comparison Tool — Compare and Choose the Best Card for Your Needs

Card Feature Comparison Tool

Compare different card features, fees, rewards, and benefits side by side. Make informed decisions about credit cards, debit cards, or loyalty cards based on your needs and spending habits.

Step 1: Card 1 Details

19.9%
1.5%

Understanding Card Features

Annual fees, APR, rewards rates, and welcome bonuses are key factors when comparing cards. Consider your spending habits and whether you carry a balance when choosing.

Step 2: Card 2 Details

22.9%
0.5%

Comparing Card Benefits

No-fee cards often have higher APRs but can be better for those who pay balances monthly. Cards with annual fees typically offer better rewards and perks.

Step 3: Your Spending Details

Card Comparison Results

Summary
Feature Comparison
Cost Analysis

Recommended Card

Premium Rewards Card
Net Benefit: £185 over 2 years
Total Rewards Earned
£540
Total Fees & Interest
£355
Net Value
£185
Break-even Spending
£633/mo

Card Feature Comparison

Feature Card 1 Card 2 Winner

Cost Breakdown Analysis

Card Value Formula

Net Value = (Annual Spending × Rewards Rate) + Welcome Bonus – Annual Fee – (Monthly Balance × APR/12)

The net value calculation helps determine which card provides better overall value based on your specific spending patterns and whether you carry a balance.

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