Cash Advance Fee Calculator
Calculate cash advance fees and total costs for different credit cards. Supports major currencies including USD, EUR, GBP, CAD, AUD, and JPY.
Step 1: Cash Advance Details
Cash Advance Fee Formula
Total Fee = (Amount × Percentage Fee) + Fixed Fee
Total Cost = Amount + Total Fee + Interest
Step 2: Fee Details & Options
Typical Cash Advance Fees
Standard cards: 3-5% (min $5-10)
Premium cards: 3-5% (min $10-20)
Travel cards: 3-5% (min $10-15)
Business cards: 3-5% (min $15-25)
Cash Advance Fee Results
Total Cash Advance Cost
Credit Card Comparison
| Card Type | Fee Percentage | Minimum Fee | Your Cost | Total |
|---|
Cash Advance Fee Formula
Cash Advance Fee = Max(Amount × Percentage, Minimum Fee)
Where:
• Amount = Cash advance amount
• Percentage = Cash advance fee percentage (as decimal)
• Minimum Fee = Minimum cash advance fee
• Total Cost = Amount + Cash Advance Fee
For hybrid calculations:
• If (Amount × Percentage) < Minimum Fee, use Minimum Fee
• If (Amount × Percentage) ≥ Minimum Fee, use calculated fee
Example Calculation
Example: $1,000 Cash Advance with 5% fee
Amount: $1,000
Fee Percentage: 5% (0.05)
Minimum Fee: $10
Calculation:
$1,000 × 0.05 = $50
Since $50 ≥ $10, fee = $50
Total Cost:
$1,000 + $50 = $1,050
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