Credit Card Rewards Calculator
Compare credit card rewards programs and calculate your potential earnings. Maximize points, miles, and cashback based on your spending habits.
Step 1: Spending Profile
Spending Categories
Maximizing Your Rewards
Different credit cards offer bonus rewards in specific categories. Aligning your spending with the right card can significantly increase your rewards earnings.
Step 2: Card Comparison
Bonus Categories (for selected card)
Understanding Reward Types
Cashback cards give you money back on purchases. Travel cards earn miles or points redeemable for flights and hotels. Points cards offer flexible redemption options.
Rewards Calculation Results
Estimated Annual Rewards Value
Credit Card Comparison
| Card Type | Avg. Reward Rate | Annual Rewards | Annual Fee | Net Value |
|---|
Rewards by Category
How Rewards Are Calculated
Rewards = (Category Spending × Reward Rate) – Annual Fees
Your total rewards are calculated by applying each category’s reward rate to your spending in that category, then subtracting any annual card fees to determine your net rewards value.
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