Financial Health Score Calculator — Check Your Financial Fitness

Financial Health Score Calculator

Calculate your financial health score and assess your financial fitness. Get personalized insights based on your income, expenses, savings, debt, and financial habits.

Step 1: Income & Expenses

$5,000
$3,500
15%

Understanding Savings Rate

Your savings rate is the percentage of your income that you save each month. A 15-20% rate is generally considered healthy for long-term financial security.

Step 2: Assets & Debt

3 months
25%

About Financial Health

Financial health considers multiple factors including income stability, savings habits, debt management, emergency preparedness, and long-term planning.

Financial Health Score Results

Summary
Health Comparison
Breakdown

Your Financial Health Score

725
Good – Room for improvement in some areas
Monthly Savings
$750
Debt-to-Income
25%
Emergency Fund
3 months
Financial Grade
B

Financial Health Comparison

Financial Health Level Score Range Key Characteristics Recommendations

Score Breakdown by Category

How Your Score is Calculated

Financial Health Formula

Your score is calculated based on multiple factors: Savings Rate (30%), Debt-to-Income Ratio (25%), Emergency Fund (25%), Income Stability (10%), and Budgeting Habits (10%). Each category contributes to your overall financial health score out of 1000.

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