Savings Account Fees Calculator
Calculate how much you’ll pay in savings account fees with our comprehensive calculator. Determine net balance after monthly maintenance fees, transaction charges, ATM fees, and other banking costs.
Step 1: Account Details
Understanding Account Fees
Savings accounts often have monthly maintenance fees, transaction charges, and ATM fees. Some banks waive fees if you maintain a minimum balance or meet direct deposit requirements.
Step 2: Fee Structure
Common Savings Account Fees
Typical fees include: Monthly maintenance fees, excess withdrawal fees (often after 6 free transactions), ATM fees (especially out-of-network), paper statement fees, and low balance fees.
Account Fees Results
Total Fees Over Period
Account Type Fee Comparison
| Account Type | Monthly Fee | Total Fees (12 mo) | Final Balance |
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Fee Breakdown Analysis
Fee Calculation Formula
Total Fees = (Monthly Fee × Months) + (Transaction Fee × Excess Transactions × Months)
To calculate total fees: Multiply monthly fee by number of months, then add the product of transaction fee, excess transactions per month, and number of months.
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