Travel Money Card Calculator
Compare travel money cards and calculate fees with our comprehensive calculator. Find the best prepaid currency card for your trip with exchange rates and fee analysis.
Step 1: Travel Details
Understanding Exchange Rates
Exchange rates fluctuate daily. Travel cards often offer different rates – some use MasterCard/Visa rates with a markup, while others offer fixed rates. Always check the current rate before loading.
Step 2: Card & Fee Details
About Travel Card Fees
Travel money cards typically charge: exchange rate markup (1-3%), loading fees (0-2%), ATM withdrawal fees (£1.50-£3), and sometimes monthly fees. Some cards offer fee-free ATM withdrawals or better rates for larger amounts.
Travel Card Cost Results
Total Foreign Currency Received
Travel Card Comparison
| Card Type | Exchange Markup | Loading Fee | ATM Fee | Total Received |
|---|
Fee Breakdown
Travel Card Cost Formula
Foreign Amount = (Home Amount × (Exchange Rate × (1 – Markup/100))) – Total Fees
To calculate how much foreign currency you’ll receive: Start with your home currency amount, apply the card’s exchange rate (market rate minus markup), then subtract all applicable fees (loading, ATM, monthly). The result is your usable foreign currency balance.
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