Mutual Fund Calculator — Calculate Returns and Investment Growth

Mutual Fund Calculator

Calculate mutual fund returns, SIP investments, and projected wealth growth with our comprehensive calculator. Plan your financial future with accurate investment projections.

Step 1: Investment Details

₹5,000
10 years

Understanding SIP

SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. This helps in rupee cost averaging and long-term wealth creation.

Step 2: Returns & Projection

12%
6%

About Expected Returns

Historical equity mutual fund returns in India have averaged 12-15% over long periods. Debt funds typically offer 6-8%. Adjust based on your risk profile and fund type.

Investment Projection Results

Summary
Return Scenarios
Yearly Breakdown

Estimated Future Value

₹13,61,510
After 10 years with 12% annual return
Total Invested
₹7,00,000
Wealth Gained
₹6,61,510
Estimated Returns
94.5%
Real Value (Inflation Adj.)
₹8,12,145

Return Scenario Comparison

Annual Return Total Invested Future Value Wealth Gained

Yearly Investment Growth

Mutual Fund Calculation Formula

Future Value = P(1+r)^n + SIP × [((1+r)^n – 1)/r] × (1+r)

Where P = Initial Investment, SIP = Monthly Investment, r = Monthly Return Rate, n = Total Months. This calculates compound growth with regular contributions.

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