Rewards Comparison Calculator
Compare credit card rewards, cashback programs, and loyalty points across multiple currencies. Optimize your spending strategy to maximize rewards, bonuses, and travel benefits.
Step 1: Spending Profile
$2,500
Spending Optimization
Travel cards typically offer 2-5x points on travel/dining. Cashback cards offer 1-6% on specific categories. Align your card with your largest spending categories.
Step 2: Rewards Comparison
$500
Rewards Valuation
Travel points typically valued at 1-2 cents per point. Cashback is straightforward dollar value. Consider annual fees, bonus categories, and redemption flexibility.
Rewards Comparison Results
Summary
Rewards Visualization
Card Comparison
Annual Rewards Value
$1,450
Best: Travel Card (3.0% avg)
Monthly Rewards
$121
Annual Net Value
$1,355
Effective Rate
4.52%
Bonus Value
$500
Rewards Comparison Visualization
Optimal Card
Travel Rewards
Break-even Months
3.2 months
ROI First Year
1,426%
Value per $100
$4.52
Credit Card Comparison Table
| Card Type | Reward Rate | Annual Fee | Welcome Bonus | Annual Value |
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